In Canada, it’s now more convenient than ever to access your credit score at no cost. Several major Canadian banks, such as BMO, CIBC, RBC, and Scotiabank, offer this service through their online banking platforms. However, if you are a TD Bank customer, it’s important to note that they do not currently provide this service. Fortunately, there are alternative methods for obtaining your free credit score and report in Canada.
Regrettably, TD Bank does not offer credit score checks through its online banking or mobile app. Nevertheless, you can still access your credit score using these alternative platforms:
Borrowell, a financial technology company, has been offering free credit scores to Canadians since 2016. It has served more than 2 million Canadians. Signing up takes less than 3 minutes, and you gain access to your free Equifax credit score and report, which is updated weekly for your monitoring convenience.
Loans Canada not only provides free access to your Equifax credit score but also assists users in comparing various types of loans and interest rates offered by Canadian lenders.
Clear Score recently introduced its free credit score check service in Canada. It operates not only in Canada but also in the United States, Australia, New Zealand, and South Africa, with over 19 million users worldwide. This platform offers access to your TransUnion credit score. Upon signing up, which takes just 3 minutes, you can also access your credit report and benefit from identity theft monitoring.
Credit Karma offers free access to your TransUnion credit score and provides additional services such as comparisons for mortgages, loans, and credit cards.
TD Bank does not offer a credit report check through Easy Web or the TD app. To access your credit report in Canada, you can directly contact the two major credit bureaus:
The Toronto-Dominion Bank, commonly known as TD Bank Group, is one of the largest banks globally, serving over 26 million clients. TD Canada Trust offers a wide range of financial services, including personal banking, auto finance, insurance, business banking, and investment services in Canada.
This service reports your rent payments to Equifax without requiring your landlord’s approval. It comes with a $5 monthly subscription fee.
No, TD Canada Trust does not provide direct access to free credit scores in Canada.
To qualify for a TD credit card, you will generally need a good credit score of over 700.
TD Canada Trust uses Equifax when pulling your credit report, while TD Bank in the United States uses TransUnion.
You can check your free credit score using RBC, CIBC, BMO, and Scotiabank.
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