My Finances
Guru

Our Finance Blogs

Do You Need Life Insurance in Your 20s in Canada?

If you’re in your 20s, life insurance might not be the first thing on your mind. After all, you’re young,

How Much Should You Have in Emergency Savings in Canada?

How Much Should You Have in Emergency Savings in Canada? Life is unpredictable. Whether it’s a sudden job loss, medical

Can You Get Overdraft Protection with Bad Credit in Canada?

If you’ve ever had a payment bounce or a transaction declined because your chequing account was short on funds, you

Are Joint Bank Accounts Safe in Canada? Pros & Cons

Joint bank accounts can be incredibly convenient, especially for couples, families, or business partners who share financial responsibilities. But are

How to Close a Bank Account Without Hurting Your Credit

Thinking about switching banks or closing an old account? Many Canadians worry that doing so could hurt their credit. While

What Happens If You Only Pay the Minimum on Your

If you only pay the minimum on your credit card Canada, you’re not alone. A 2023 report by the Financial

How to Remove Late Payment from Credit Report Canada

If you’re trying to remove late payment from credit report Canada, you’re not alone. A single 30-day late payment can

Refinance Your Home Loan: A Canadian Homeowner’s Guide to Saving

As a Canadian homeowner, you’ve likely heard about the benefits of refinancing your home loan, but the process can feel

Collision Coverage: A Must-Know for Canadian Drivers

If you’re a driver in Canada, you’ve likely heard about collision coverage, but do you really understand what it does

Inland Marine Insurance: A Comprehensive Guide for Canadian Businesses

If you’re a business owner in Canada moving equipment, goods, or materials across provinces, you might have come across the

Investing

Mortgage Life Insurance vs. Term Life Insurance

Choosing between Mortgage Life Insurance and Term Life Insurance can be a significant decision when

Expenses You Can Claim For Your Home-Based Business

Maximizing Tax Deductions for Your Home-Based Business in Canada Running a home-based business offers financial

How to Invest Money in Canada as a Beginner: Step-by-Step

When it comes to investing, many beginners find the concept intimidating and overwhelming. With a

Your Rental Journey in Canada 2023: Credit Check Essentials

Rental credit checks are a common practice among landlords and property managers in Canada to

Exceptional Service and Expertise