Travel insurance is a crucial consideration for international travel, as even minor accidents abroad can result in significant medical bills. This review covers CAA Travel Insurance for 2023, detailing the plans, rates, and comparisons with other providers like Blue Cross and Allianz.
CAA, also known as the CAA Club Group, has been serving Canadians with insurance for over 115 years. It offers a range of products and services, including roadside assistance, car insurance, and travel insurance. It is the largest not-for-profit automobile association in Canada, with millions of members. You don’t have to be a member to purchase a policy, although members can get a 10% discount.
CAA Travel Insurance offers various travel insurance products, including single-trip and multi-trip options. Its primary coverage includes:
This plan covers medical emergencies, dental emergencies, medical repatriation, COVID-19 treatment, and more, with up to $5 million in coverage.
This plan provides coverage for trip cancellations and interruptions due to various reasons, such as illness, stolen documents, and adverse weather conditions.
This combines medical emergency and trip cancellation coverage, offering peace of mind for various travel situations.
This plan is designed for visitors to Canada and provides coverage for emergency medical treatment and medical repatriation.
Coverage limitations depend on the policy details. Pre-existing medical conditions can be a concern, but you can add coverage for unstable pre-existing conditions. Medical coverage is available for travelers up to 84 years old, and travelers over 60 may need to complete a medical questionnaire for a quote.
CAA Travel Insurance offers four main plans:
CAA Travel Insurance rates are personalized and depend on factors like the type of coverage, trip duration, age, and add-ons. While specific pricing tables are not provided, the premiums are generally reasonable.
The cost of CAA Travel Insurance is influenced by trip length, age, coverage type, destination, and optional add-ons. For example, a 44-year-old traveler from Ontario going to the United States for one week with Emergency Medical coverage and no pre-existing medical conditions would pay a specific premium.
Getting a quote from CAA is a straightforward process. You’ll need to provide information about your location, destination, travel dates, your age, details of other travelers, and any health conditions. After reviewing and confirming statements, you can get your quote or save it for later.
Other recommended travel insurance providers to consider include:
CAA Travel Insurance is a reputable option with a long history and comprehensive coverage. However, it’s advisable to compare quotes from various providers to ensure you’re getting the best coverage at the most competitive price.
